What documents do you need to sell an apartment
If you are thinking about changing properties and selling your apartment, this article is made for you. When it comes to selling your current home, you must collect all the necessary documents, which… that's right, there are more than you imagine.
These documents are very important, as they are responsible for demonstrating who owns the home, whether it has charges or not, the energy certification, etc. They are mandatory, in order to formalize the sale, and thus make way for your new home with Aliseda Real Estate.
You should start planning as soon as possible and you will probably need to have a lawyer or a real estate agency to carry out the sale.
Today we bring you the 8+2 essential documents to sell a property. Aim!
1 DNI: National Identity Document
Although it seems logical that both the party selling the apartment and the person buying it need their original and valid DNI, it is necessary to remember this. Look at the expiration date of your ID and take the necessary measures.
2 The title of the property
These documents prove the current situation of the property and its characteristics. That is, it will demonstrate that you are the current owner of the property or if it is free of charges.
3 Receipt of IBI: Real Estate Tax
You will have to provide the buyer with the latest IBI receipt, and make sure that you are up to date with the payment, since, once the sale is made, the new owner will have to respond to the debts.
For example, in addition to the IBI debt, you must also take care of non-payments such as that of the community of owners. For the latter you can request the Certificate of the Community of Owners.
4 Neighborhood Community Fees
If it is an apartment in a building, you need a certificate proving that you are up to date with payments. This document will be given to you directly by the administrator of the building where the property is located, confirming that there are no defaults on payments, because if there were, the new buyer would have to assume them.
5 House plans
This document is optional, according to the appraisal. Although if the buyer applies for a mortgage, he or she will most likely need it. So, in this case it is better to be prepared, you know what they say “one cautious man is worth two”, right?
6 Energy efficiency certificate
This certificate has been mandatory since 2013. At the time of signing the sale, you must provide this certificate, either a copy or the original.
7 Certificate of habitability
* Depending on the Autonomous Community, not mandatory in all
The habitability certificate is what tells us if the property meets the minimum requirements to be inhabited.
This document takes into account aspects such as whether or not it is good for health or whether the structure is solid.
8 Housing Supplies
You must submit the latest invoices for the property's supplies. This will facilitate the change of ownership that the buyer must make.
What other documents?
+1: ITE Certificate
You will have to deliver this certificate if the building has passed the Technical Building Inspection (ITE). And if the building is more than 50 years old it is mandatory.
+2: Mortgage
If you are going to sell your apartment with a mortgage in charge, sell it free of charges, for this it is necessary to provide on the day of signing:
Certificate from the bank with the current Mortgage: The bank certifies the amount to be paid from the mortgage and its expenses, so that on the day of signing this amount is subtracted from the seller and this mortgage is settled and thus the buyer purchases without burdens. This can be done at the notary's office, when making the sale, in the same act. Canceled/amortized mortgage: You must provide a document that proves the registration cancellation and deliver it to the buyer or a zero balance certificate issued by the bank stating that the current mortgage in the registry no longer has debts. Real Estate Tax: You must submit documents from the last few years, in addition to, of course, being up to date with payments.
Now that you have all the information necessary to sell your property, you can start thinking about how to decorate your next home…
